Who we are
Exploring Finance operates exploringfinance.com. It is Exploring Finance policy to respect your privacy regarding any information we may collect while operating our website.
What personal data we collect and why we collect it
Certain visitors to Exploring Finance website choose to interact with Exploring Finance in ways that require Exploring Finance to gather personally-identifying information. The amount and type of information that Exploring Finance gathers depends on the nature of the interaction. For example, we ask visitors who sign up at exploringfinance.com to provide a username and email address. Those who engage in transactions with Exploring Finance are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Exploring Finance collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Exploring Finance. Exploring Finance does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Like most website operators, Exploring Finance collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Exploring Finance purpose in collecting non-personally identifying information is to better understand how Exploring Finance visitors use its website. From time to time, Exploring Finance may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
When visitors leave comments on the site, Exploring Finance collects the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Contact Forms / Emails
Information, such as email address and name, may need to be provided (via contact forms/emails) in order to address any questions, concerns, and/or requests that you may have.
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
Exploring Finance will use the information you provided on the email subscription form to be in touch with you and to provide updates and marketing.
You can change your mind at any time by clicking the unsubscribe link in the footer of any email you receive from Exploring Finance, or by contacting us at email@example.com. We will treat your information with respect.
Information you have provided us with
This might be your e-mail address, name, billing address, home address etc – mainly information that is necessary for delivering you a product/service or to enhance your customer experience with us. We save the information you provide us with in order for you to comment or perform other activities on the website. This information includes, for example, your name and e-mail address.
Information automatically collected about you
This includes information that is automatically stored by cookies and other session tools. For example, your shopping cart information, your IP address, your shopping history (if there is any) etc. This information is used to improve your customer experience. When you use our services or look at the contents of our website, your activities may be logged.
How we use your Personal Data
We use your Personal Data in order to:
- Provide our service to you. This includes, for example, registering your account, providing you with other products and services that you have requested, providing you with promotional items at your request and communicating with you in relation to those products and services, communicating and interacting with you, and notifying you of changes to any services
- Enhance your customer experience
- Fulfill an obligation under law or contract
We use your Personal Data on legitimate grounds and/or with your Consent.
On the grounds of entering into a contract or fulfilling contractual obligations, we Process your Personal Data for the following purposes:
- To identify you
- To provide you a service or to send/offer you a product
- To communicate either for sales or invoicing
On the ground of legitimate interest, we Process your Personal Data for the following purposes:
- To send you personalized offers (from us and/or our carefully selected partners)
- To administer and analyse our client base (purchasing behavior and history) in order to improve the quality, variety, and availability of products/ services offered/provided
- To conduct questionnaires concerning client satisfaction
As long as you have not informed us otherwise, we consider offering you products/services that are similar or same to your purchasing history/browsing behavior to be our legitimate interest.
With your consent we Process your Personal Data for the following purposes:
- To send you newsletters and campaign offers (from us and/or our carefully selected partners)
- For other purposes we have asked your consent for
We Process your Personal Data in order to fulfill obligation rising from law and/or use your Personal Data for options provided by law. We reserve the right to anonymise Personal Data gathered and to use any such data. We save your billing information and other information gathered about you for as long as needed for accounting purposes or other obligations deriving from law.
We might process your Personal Data for additional purposes that are not mentioned here, but are compatible with the original purpose for which the data was gathered. To do this, we will ensure that:
- The link between purposes, context and nature of Personal Data is suitable for further Processing
- The further Processing would not harm your interests and
- There would be appropriate safeguard for Processing
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
How we secure your data
We do our best to keep your Personal Data safe. We use safe protocols for communication and transferring data (such as HTTPS). We use anonymising and pseudonymising where suitable. We monitor our systems for possible vulnerabilities and attacks.
If you have an account with us, note that you have to keep your username and password secret.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where we send your data
Visitor comments may be checked through an automated spam detection service.
Protection of Certain Personally-Identifying Information
Exploring Finance will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Exploring Finance discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Exploring Finance believes in good faith that disclosure is reasonably necessary to protect the property or rights of Exploring Finance, third parties or the public at large. Exploring Finance takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
Exploring Finance uses third party suppliers to help Exploring Finance process your data. Exploring Finance may use trusted companies to process data outside the European Economic Area. Exploring Finance keeps shared data to the minimum necessary.
Exploring Finance website and communications may include links to third parties. Exploring Finance is not responsible for the privacy policies and practices of any third party to whom Exploring Finance links.
If Exploring Finance, or substantially all of its assets, were acquired, or in the unlikely event that Exploring Finance goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Exploring Finance may continue to use your personal information as set forth in this policy.
If you have any questions regarding the processing of your personal data, please contact us at firstname.lastname@example.org